1
Verify in 3 minutes
Passport or ID, a selfie, done. Verified once, valid for every payment.
Now live in Russia
Pay like a local, anywhere.
Top up in USDT or with your Visa / MasterCard. Scan any QR code in the metro, a market or a museum and pay in rubles at the real exchange rate.
Top up with
₮ USDT
VISA
MasterCard
How it works
Three steps from landing to your first coffee.
2
Top up your way
USDT on TRC‑20 or ERC‑20 with no fee, or any Visa / MasterCard in seconds.
3
Scan and pay in rubles
Point at any merchant QR. We convert from your balance at the live rate with a locked price.
Where it works
Metro. Markets. Museums. One QR everywhere.
Every merchant that shows a payment QR takes Kultura. No cash, no cards, no exchange booths.
Fees
The real rate. Nothing hidden inside it.
The rate you see is the mid‑market rate. Our fee is shown as a separate line on every payment, and locked for 60 seconds while you confirm.
0.5%
QR payment fee
0%
USDT top‑up
1.5%
Card top‑up
60s
Rate lock
See what a payment costs
Type the amount on the receipt. We show the rate, the fee and exactly what leaves your balance.
Any merchant · Russia
2 450 ₽
Rate1 USD = 91.20 ₽
Fee 0.5%$0.13
Pay $27.00
Rates shown are illustrative. The live rate is displayed in the app before you confirm any payment.
Services
More than payments. The whole trip, in one app.
Tours
Day trips and guided tours, booked from your balance
City guide
Curated by locals
Hotels
Stays paid in rubles, priced in your currency
Car rental
Pick up at the airport, drop anywhere
Tickets
Trains, flights, events
Security
Verified once. Protected always.
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Bank‑grade identity checks
Document and liveness verification by a regulated partner, encrypted end‑to‑end.
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Every payment confirmed by you
Merchant, amount and rate are shown before anything moves. No surprises on the receipt.
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Funds held in your currency
USD, EUR and USDT balances stay as they are until the moment you pay.
FAQ
Questions travellers ask us.
Who can use Kultura?
Any visitor to Russia with a valid passport, national ID or driver's licence. Identity verification takes about three minutes and is done once.
Do I need a Russian bank account or SIM card?
No. Sign up with any phone number and email. Your balance lives in the app and you pay by scanning a QR code, so no local card or account is needed.
How do I top up?
Send USDT on TRC‑20 or ERC‑20 with no fee, or use any Visa or MasterCard issued anywhere in the world for a 1.5% fee. Funds appear on your balance within minutes.
Where can I pay?
At any merchant that shows a payment QR code: metro and buses, shops and markets, cafés and restaurants, museums, taxis and more. If there is a QR, Kultura works.
What exchange rate do I get?
The mid‑market rate. Our 0.5% fee is shown as a separate line on every payment and the price is locked for 60 seconds while you confirm.
What happens to my leftover balance?
It stays in your currency for your next trip, or you can withdraw it to your USDT wallet at any time.